Final approval from the underwriter: What happens next?

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Blowing the Whistle on the Mortgage Bubble – Underwriting is the process of obtaining. property appraisals – all of that ends up going into that loan file. After the mortgage has been funded, those loan files are supposedly reviewed a final. Final approval from the underwriter: What happens next? – Final approval from the underwriter.

 · Your last step after finding a home is the final approval. Hearing the magical words "clear to close" means you can close on your home. Depending on how well you worked with the underwriter, this can happen fast. The pre-approval process helps iron out the kinks in your application.

Underwriting – The Final Determination For Loan Approval. – The underwriter has the final say for the loan approval. The Underwriter. The underwriter will gain a complete loan file from the processor. It is the underwriter’s job to make sure that all the documents are accounted for and the you meet every criteria involving the loan agreement.